6 Best Credit Cards For Dentists 2019
Being a dentist isn’t always easy. Although people know they should come for routine checkups, you might still pay large sums of money to grow your business. Let’s not forget about those other administrative expenses like continuing education and traveling to conferences. So what are the best credit cards for dentists? As with some of the best Chase credit cards, these best credit cards for dentists can help you earn bonus points on the purchases you make to keep your business humming and patients happy.
1. Chase Ink Business PreferredThe best all-around business credit card for dentists is the Chase Ink Business Preferred℠ Credit Card. This is because it does a good job of offering bonus points on your large purchases and you have flexible point redemption options. You can benefit from this card, one of the best credit cards for travel miles, for the following purchases:
- Advertising on Search Engines and Social Media
- Internet, cable and phone services
2. American Express Business Gold CardThe American Express® Business Gold Card lets you earn American Express Membership Rewards points. This card is a solid option if you want to earn bonus points on advertising purchases. You can earn up to 4x bonus points on tv, radio, and online advertising. You can choose two bonus categories to earn 4 points per $1 for the first $150,000 spent annually:
- Airfare purchased directly from the airline
- Select advertising purchases (U.S. purchases only)
- Select technology providers of computer hardware, software, and cloud solutions (U.S. purchases only)
- Gas stations (U.S. purchases only)
- Restaurants (U.S. purchases only)
- Shipping (U.S. purchases only)
3. SimplyCash Plus Business Credit CardYou might prefer earning tiered cash back rewards. The SimplyCash® Plus Business Credit Card from American Express does just that. You can earn 5% on the first $50,000 at U.S. office supply stores and U.S. wireless phone service providers. Plus, you can get 3% back on the first $50,000 for one category. Some of the possibilities include advertising, plane tickets, hotel rooms, computer technology services, and dining or gas stations. All other purchases earn an unlimited 1% back. When you need to exceed your credit limit with a large purchase, you can do so penalty-free. This isn’t an unlimited expanded buying amount, but it’s a nice perk. These bonuses can help with costly overhead fees, making this one of the best credit cards for dentists.
4. Chase Ink Business CashIf you want to maximize your office-related purchases, the Ink Business Cash℠ Credit Card doesn’t charge an annual fee. It’s also possible to earn more on certain purchases than the Chase Ink Business Preferred which charges an annual fee. It’s possible to earn 5% back on the first $25,000 spent at:
- Office supply stores
- Phone, internet, and cable providers
5. Capital One Spark CashIf you want to earn unlimited 2% cash back on every purchase, the Capital One® Spark® Cash for Business can be for you. This can be a better option when your purchases don’t easily fit into tiered bonus categories. There isn’t a redemption minimum, so you can redeem your rewards in any amount. Plus, you can earn a $500 cash bonus after spending $4,500 in the first 90 days. The Spark Cash doesn’t charge a foreign transaction fee. Also, the annual fee is $0 the first year but $95 for each card renewal. If you don’t spend enough to justify the $95 annual fee, you can also opt for the no annual fee Spark Cash Select which earns unlimited 1.5% back and doesn’t charge a foreign transaction fee either.
6. Chase Ink Business UnlimitedIf you’re loyal to Chase, the Ink Business Unlimited℠ Credit Card earns 1.5% back on every purchase. It doesn’t charge an annual fee but has a 3% foreign transaction fee. On the bright side, you can redeem your points for one cent each for travel or cash rewards, gift cards, or Amazon.com shopping credits. You can also pool your points and redeem them for the enhanced travel rewards when you also own the Ink Business Unlimited. Like the other Chase Ink Business credit cards, this one is subject to the Chase 5/24 Rule. You should apply if you have fewer than 5 new credit card accounts in the most recent 24 months.
Summary of the Best Credit Cards for Dentists 2019What office, advertising, and travel purchases you make determine which card is best for you. The next time you book your next continuing education conference or you want to promote a new service, these cards can help provide a higher return of investment. Hopefully one of these best credit cards for dentists can be helpful.
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